It happens to a lot of us.  We procrastinate.  We wait until the last minute to buy gifts and then what happens? The hottest toys and gifts are out of stock until next year. So what do you do? You send some gift cards, of course! It's cool because the recipient can choose his or her own gift when that special item goes back in stock. It's a win-win for everyone.  You win because you didn't hand them just (even though cash is good in my eyes, lol) cash and they win because they can … [Read more...]